• Founded in 1987, SENRE is a reinsurance company born from a partnership between the State of Senegal and the licensed insurance companies.
  • It opened its capital to the Société Centrale de Réassurances (SCR) in 2… .

SENRE benefits from legal cession on all the business taken out and all reinsurance agreements concluded by the senegalese insurance companies.

  • Our job
    • SENRE is the National Reinsurer of Senegal. It benefits from legal cession and also offers conventional capabilities.
    • It accepts Treaties and Facultative cases both in Life and Non-Life.
    • In addition to acceptances, SENRE offers a full range of services to its cedants :

Assistance in risk control and prevention,

Risks visits and quotations.

  • Support in the investigation and management of major claims
    • Studies and initiatives aimed at broadening the scope of insurance companies, including the exploration of new promising niches.
  • Our shareholders :
    • The State of Senegal
    • Société Centrale de Réassurance of Morocco
    • AXA Assurances Senegal
    • AMSA Assurances 
    • SONAM Group
    • Prévoyance Assurances 
    • Assurances la Sécurité Sénégalaise
    • Compagnie Nationale d’Assurance et de Réassurance des Transporteurs
    • Alliance d’Assurances 
    • ALLIANZ Assurances 
    • NSIA Senegal
    • SALAMA Assurances 
    • ASKIA Assurances 
    • Moussa DIAW
  • Regulation :
    • Reinsurance in the CIMA zone is governed by Book 8 of the CIMA Code.
    • The legal cession from which SENRE benefits are established by Law 89-28, of 22 June1989
    • Their operation is organized by Decree 95-912/MEFP/DA of 05 October 1995.
    • Decree 008285/MEF/TG/DMC of 31 July 1990 sets the rates of legal cession and designates SENRE to manage the said cession.
    • This order was amended in its first article by decree No. 009376 of 17 June 1992, reducing the compulsory cession rates of foreign companies to 10%.
    • It was supplemented by decree No. 0083 of 05 January 2018,
    • These provisions require all licensed insurance companies in Senegal to sell the following shares to SENRE :
    • 6.5% of all business suscribed ;  
    • 15% of the treaties concluded ;
    • 10% of cases placed on facultatives.
  • Rating :

In collaboration with a renowned Consulting Firm, SENRE has embarked on a rating process. It has already laid the groundwork for upgrading its organization and management. The notation process is expected to be completed in 2021.